Posts Tagged ‘free credit bureau report’

If you are considering buying a home, it is highly recommended that you know what’s on your credit profile before you even apply for mortgage loan.

By ordering an annual copy of your credit report, you can enjoy the peace of mind of knowing that you have not been reported derogatory information by a credit reporting agency, or that you have not been reported inaccurate personal information or that you have not been a victim of identity theft.

In 2003 President George W Bush signed The Fair and Accurate Credit Transactions Act of 2003 which allows anybody seeking to know what’s on their credit report to do so by ordering a free annual copy of their credit report from the main credit bureaus: Equifax, Trans Union & Experian.

Should you want to request a copy of your credit report, you can do so by visiting a central web-site that was put together by the 3 giants of credit reporting (Equifax, Trans Union & Experian.)

You can grab a free copy of your credit report by visiting this page:  www.annualcreditreport.com

It’s secure & confidential, your FICO will not drop when you order a copy and the best part is that it’s FREE